Revolut Card Review – All you need to know 💳[2025]

The Revolut card is the best travel card we’ve ever used. It lets us pay in almost any country and withdraw money with no fees. Plus, we can easily exchange currencies right in the app. Sounds good, right? How does Revolut work? Is it safe to use? Already have an account and just need to activate your physical card? Keep reading our Revolut Card review to find out all you need to know about it.

Download the Revolut app here.

Revolut Welcome Bonus

Important: It seems that Revolut has currently paused the sign-up rewards. Now, only the person that invites receives the referral bonus. If this changes, we’ll update the article.

How to earn money with Revolut

You can earn money with Revolut by inviting your friends. Just share your personal referral link, and for each person who signs up (up to a maximum of 5 per campaign) and meets the requirements, you’ll receive a reward. The amount may vary depending on the campaign. If you sign up using our link and meet the requirements, we may also receive a reward from Revolut.

What is Revolut?

Revolut is a simple way to manage your money while traveling. What is more, with one app and one card, you can open a bank account, exchange money, pay in different currencies, send money to friends, and make international payments without fees. It’s perfect for travelers and we use it even when we are not in travel to manage our daily expenses.

Who can apply for the Revolut card?

The Revolut card is available to legal residents of the European Economic Area (EEA), Australia, Brazil, the United States, Japan, New Zealand, the United Kingdom, Singapore, and Switzerland.

The EEA includes the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.

However, Revolut is rapidly expanding, so it’s likely to become available in even more countries soon!

Is it safe to use Revolut?

When traveling, the security of your card is crucial, and Revolut is a very safe option. Based on our years of experience using Revolut during our trips, we can say the platform has strong security measures. The card uses advanced encryption systems, and you can quickly block it from the app if it’s lost or stolen. You can also set daily limits and receive notifications for every transaction. Since 2019, we’ve used Revolut on nearly all our trips without any issues. It even blocked suspicious transactions and stopped a payment sent to the wrong account. In short, we trust Revolut’s security completely.

Benefits of Using the Revolut Card for Travel

Revolut offers several benefits for travelers:

• No initial or maintenance fees: Revolut’s Standard plan has no monthly fee, making it accessible for all users.
• No long-term commitment: You can use Revolut without being tied to a long contract.
• Foreign payments without fees: With the Standard plan, you can exchange up to $1,000 per month without fees. Exchanges beyond this limit incur a 0.5% fair usage fee.
• ATM withdrawals: The Standard plan allows free ATM withdrawals up to $200 per month. Withdrawals beyond this limit incur a 2% fee.
• Interbank exchange rates: Revolut uses interbank exchange rates from Monday to Friday, providing good rates for currency conversions.
• Mastercard card: Revolut provides a Mastercard, widely accepted almost everywhere.
• User-friendly app: The Revolut app is intuitive and easy to use, that allows you to manage your money on the go.
• Real-time notifications: Receive instant notifications for all transactions, enhancing security and helping you monitor your spending.

These features make Revolut one of the best options for travellers.

How Does the Revolut Card Work?

Now that you know why you need it, let’s see how the Revolut card works.

1. Sign Up and Download the App: Start by downloading the Revolut app on your phone. The registration process is quick and easy—you can complete it in just a few minutes!
2. Add Funds: Once the app is ready, add funds to your Revolut account from your bank. You can load it in your local currency or in the one of your next travel destination.
3. Use Your Card: You’re all set to use your Revolut card! Pay at shops, restaurants, withdraw cash from ATMs, and make international transfers, all while enjoying great exchange rates.

It’s that simple and convenient!

How to Activate the Revolut Card?

To start using Revolut for travel, you’ll need to download the app and sign up. Revolut will ask you to verify your identity. To confirm your account, you’ll need to upload a photo of yourself and recent images of a valid document. If you’ve already signed up, just tap your profile picture or initials in the top left corner, go to “Account,” then “Personal Details,” and select “Verify my identity.” Once your identity is verified, you’re all set to start using Revolut!

How to Activate the Physical Revolut Card?

Activating your Revolut physical card is easy and can be done in several ways:

1. Make a Chip and PIN Transaction: Use your new card to buy something at a store or withdraw cash from an ATM. This action activates your card immediately. 
2. Activate via the Revolut App:
   • Open the Revolut app on your device.
   • Navigate to the “Cards” section.
   • Select the card you wish to activate.
   • Tap on “Activate now” and follow the on-screen instructions. 

If you need to use Revolut before the card arrives you can use online payments in your card’s settings or setting up Google Pay or Apple Pay. 

Once activated, your Revolut card is ready for use, allowing you to manage your finances easily while traveling.

Revolut Card: How Long Does It Take to Arrive?

The delivery time for your Revolut card can vary depending on your country of residence and the shipping method you choose. With standard shipping, the Revolut card can take up to 10 days to arrive, while express shipping typically delivers it within 5 days.

How to Use the Revolut Virtual Card?

f you want to shop online without sharing your physical card details, the Revolut virtual card is the perfect solution. How does it work?
Once you’ve created a Revolut virtual card, it’s ready to use immediately—no activation required! To view its details, such as the card number, CVV, and expiry date, simply go to the “Cards” section in the Revolut app. Tap the card icon in the top right corner and select “View details.”

Virtual cards don’t require a PIN since they’re only used for online payments. If you’re using a disposable virtual card, note that it doesn’t display a PIN either.

You can also link your Revolut virtual card to Apple Pay or Google Pay for contactless payments in stores, restaurants, or public transportation. This makes it even easier to pay securely on the go!

How to Top Up Your Revolut Card

Adding money to your Revolut account is quick and simple. Here are the ways you can top up:

1. Bank Transfer
   Transfer funds from your bank account to your Revolut account using the bank details provided in the app.
2. Debit or Credit Card
   Link your debit or credit card to your Revolut account for easy top-ups anytime.
3. Receive Payments
   Friends or family using Revolut can send money to your account instantly through the app.
4. Cash Top-Ups
   In some countries, you can add cash to your account at authorized retailers or top-up locations.
5. Apple Pay or Google Pay
   If you use Apple Pay or Google Pay, you can top up your Revolut account instantly with a few taps.

Revolut makes it easy to manage your funds wherever you are. Whether you’re planning your next adventure or need to cover daily expenses, these options ensure you’re always prepared.

Revolut Fees (Standard Plan)

Revolut’s Standard Plan is completely free and offers fee-free money transfers, except when topping up with non-European Economic Area (EEA) issued cards or commercial cards, which may incur small fees.

Your first Revolut card is free, though a delivery fee applies. For cash withdrawals, the plan allows up to five ATM withdrawals or a total of €200 per month without fees. After that, a 2% fee applies per withdrawal, with a minimum of €1.

Currency exchange is fee-free up to €1,000 per month under the Standard Plan. For any exchange beyond this limit, a 1% fee is charged.

This plan is ideal for travelers and those looking for a basic, no-cost way to manage their finances globally while benefiting from fair currency rates.

Revolut Plans: Features, Costs, and Availability by Country

Revolut offers a variety of plans designed to suit the needs of its users, whether you’re a frequent traveler, occasional user, or someone seeking advanced financial tools. The main plans include Standard (Free), Plus, Premium, Metal, and Ultra. While the Standard Plan provides basic features like international payments with no hidden fees, the higher-tier plans include additional perks such as travel insurance, airport lounge access, and cashback on purchases. It’s important to note that the availability and features of these plans may vary depending on the country.

Standard Plan (Free)

• Features: Ideal for users looking for a free option with basic financial management tools and international payments without hidden fees.
• Availability: Available in all countries, including the United States.

Plus Plan (Approx. €2.99/month)

• Features: Includes additional benefits like purchase protection, priority customer support, and extra cards.
• Availability: Available in most European countries. Not available in the United States or outside the EU.

Premium Plan (Approx. €7.99/month)

• Features: Offers enhanced features like travel insurance, disposable virtual cards, multi-currency accounts, and higher ATM withdrawal limits.
• Availability: Available in Europe, the United Kingdom, and the United States.

Metal Plan (Approx. €13.99/month)

• Features: Includes all Premium Plan benefits plus cashback on purchases, an exclusive metal card, and increased limits for fee-free ATM withdrawals.
• Availability: Available in Europe, the United Kingdom, and the United States. Also available in markets like Australia and Singapore. Not available in some Latin American and Asian countries.

Ultra Plan (€45/month)

• Features: Designed for frequent travelers, it includes unlimited airport lounge access, 3 GB of international data, comprehensive travel insurance, and 1% unlimited cashback. We wrote more about the benefits of Plan Ultra in this article.
• Availability: Available in EU countries (Spain, Germany, Poland, etc.), the United Kingdom, and select markets. Not available in the United States, Latin America, Asia, or Australia.

Important Note

Plan availability and features may vary depending on local regulations and Revolut’s operations in each region. For the most accurate and up-to-date information, visit the official Revolut website.

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Countries Where We Have Used the Revolut Card

Below is the list of countries where we used the Revolut card, and it never let us down:

• Albania
• Austria
• Croatia
• Costa Rica
• Czech Republic
• England
• Georgia
• Germany
• Italy
• Montenegro
• Philippines
• Poland
• Qatar
• Spain
• United Arab Emirates

Get Your Revolut Card with the 40€ Referral Reward

The Revolut Card is more than just a travel card—it’s a tool that can transform your adventures around the globe. With Revolut, you can exchange money with no fees, have full control over your finances, and take a step toward financial freedom. Whether you’re managing your budget on the go or making international transactions, Revolut helps you stay in control while traveling.

If we missed any key details and you still have questions about how the Revolut card works, check out the Revolut Help Center for more information. Additionally, with the money you save, you can travel even more!